Accept Online Payments Easily with Gateway Services from First Data
Credit card fraud should be a big concern if your business accepts online payments. Unlike a retail store, you can’t interact with the customer face to face, request a photo ID or verify that the signature on the card matches the one on the receipt.
With a gateway solution from First Data Independent Sales (FDIS), you can accept online payments with confidence. As a worldwide leader in transactional service systems, First Data offers you a wide range of products that will help you process online payments efficiently and securely.
Shopping Cart Software Systems
Shopping cart software is similar to a physical shopping cart found in stores in that it allows online customers to add and remove items from an online store’s catalog and then proceed to a checkout area on the site to complete the purchase.
What Is an Online Payment Gateway?
A gateway is your virtual credit card machine. It securely connects an e-commerce website to the payment processor so that online payments can be authorized, processed and settled. However, not all payment gateways are created equally. When evaluating a payment gateway system, you should consider the following:
- How easy is it to integrate with your website and shopping cart software?
- Will it allow you to process phone orders via a virtual terminal?
- What fraud screening filters are available?
- Is it compliant with PCI DSS requirements?
- Can you accept online check payments?
- Will it let you to setup a recurring payment schedule for both fixed and variable amounts?
- Does it offer encryption and tokenization of card data to avoid the risk of any data breach?
- Will it allow you to seamlessly integrate PayPal payments?
- Can you accept gift card payments?
- Will it process level II/III transactions?
- Can it process multi-currency transactions?
- Can you customize receipts?
- Does it have soft descriptors so you can add more information to customers’ statements?
- Will it integrate with iPhone/iPod devices?
- Can you set up a test store environment?
- What is the historical up time for the payment gateway?
Merchant Account Services
A merchant account is an account that you open with a payment processor to authorize card payments and settle funds to your bank account. You must provide a bank account so that the payment processor can deposit your credit and debit card funds.
Would you like to learn more about FDIS online payment solutions? You can apply now or contact us for information.