Retail Merchant Accounts

Get a Full Range of Retail Merchant Payment Options from First Data

As a retail merchant, you probably already accept credit cards, but did you know you have choices? Ignite Payments offers a variety of credit card processing terminals and software to meet your merchant retail needs. Whether you want to simply ring up the sale and swipe the card through a credit card machine or use an integrated payment and business management system that allows you to track inventory levels, we have your retail merchant account solution.

Advantages of Retail Merchant Payment Choices

Never turn away a sale with Ignite Payments’ many merchant retail payment options. Advantages of our retail merchant services include:

  • One of the highest approval rates in the industry
  • 24/7 live customer support
  • Effective loss prevention systems
  • State-of-the-art point-of-sale technology
  • Loyalty and Gift Card programs
  • Check conversion and ATM/debit options
  • Direct deposit to your bank account of choice
  • Automatic batching of daily transactions
  • Mymerchantoffice.com® for online reporting and support

Credit Card Terminal Options

Our line of credit card terminals for retail merchants support basic credit and debit card acceptable, as well as more advanced features such as electronic check acceptance, gift cards and multi-merchant capabilities.

You may already have an existing credit card machine for your retail store. Keep it, and we’ll reprogram it for you remotely at no charge.

Targeted Retail POS Systems

Our retail POS system designed specifically for retail merchants combines a reinforced personal computer and cash drawer with software that allows you to process any type of payment, manage inventory, track sales, control costs and improve customer service.

Our system is also compatible with most major retail POS systems, such as Micros and Squirrel. In addition, we offer a secure retail point-of-sale solution designed to work with your existing windows based personal computer:

Online Retail Merchant Solutions

A Virtual Terminal is the online equivalent of the credit card machines you see in retail stores, with software that allows you to receive authorizations and settlements of credit or debit card payments. The following Virtual Terminals can be used to process swiped card payments from any Internet-connected PC or Mac with an attached card reader:

Contactless payments are becoming more prevalent with consumers adopting digital wallets such as Google Wallet and smartcards that allow them to simply wave their card or smartphone over a device at the point of sale. We offer the following devices for contactless payments:

Comprehensive Retail Merchant Account Offerings

If you accept checks as a form of payment, you probably already know how costly it can be if the check is returned for insufficient funds or if the check is fraudulent. Now you can accept checks safely and easily with the following services from Telecheck®:

Gift Cards are a great way to bring new customers into your store as well as increase loyalty from existing customers. Our Gift Card program is surprisingly affordable and easy to use:

Whatever you’re looking for, we offer a wide variety of affordable solutions for retail merchant accounts that make it fast, easy and secure for your customers to pay no matter what payment method they choose.

Don’t know what you need? That’s okay. Contact us today and we’ll be happy to go over your options and set up a system that works for you. Whether you want the bare minimum or want to go all out so that you can stay ahead of your competition, we’ve got a solution that will work for you.


Our Retail Products

  • First Data™ Retail Solution: First Data has created an easy-to-use, dependable and affordable solution that helps streamline your retail business for greater profitability.
  • Authorize.Net’s Virtual Point of Sale: Retail merchants at brick-and-mortar locations can leverage the speed of the Internet to authorize credit card transactions in as little as three seconds!
  • ePNRetail: This POS software for Windows-based PCs and laptops enables merchants to securely process credit, PIN debit, check, gift card and loyalty transactions.
  • First Data™ FD-10C PIN Pad: This integrated card reader allows merchants to take advantage of the growing consumer preference for PIN-based debit payments.
  • First Data™ FD-30 PIN PAD: Support of PIN-based debit transactions, traditional card swipes and contactless tap-and-go transactions gives retail merchants the ability to offer a full range of cardholder-initiated payment technologies.
  • First Data™ FD200Ti Terminal: Get access to our industry-leading TeleCheck Electronic Check Acceptance® (ECA) service with our built-in check reader and imager.